聚焦国际清算银行-支付创新的采用和福利效应:秘鲁数字钱包案例(英)-2026.2。code payments, and interoperability with point-of-sale (POS) terminals are key to their success. Our estimates suggest that a PEN 0.01 (USD 0.003) increase in payer fees would reduce the market share of the digital wallets by 0.31 percentage points (pp), while debit cards and cash would gain usage.
聚焦国际清算银行-支付创新的采用和福利效应:秘鲁数字钱包案例(英)-2026.2。code payments, and interoperability with point-of-sale (POS) terminals are key to their success. Our estimates suggest that a PEN 0.01 (USD 0.003) increase in payer fees would reduce the market share of the digital wallets by 0.31 percentage points (pp), while debit cards and cash would gain usage.
聚焦国际清算银行-支付创新的采用和福利效应:秘鲁数字钱包案例(英)-2026.2。code payments, and interoperability with point-of-sale (POS) terminals are key to their success. Our estimates suggest that a PEN 0.01 (USD 0.003) increase in payer fees would reduce the market share of the digital wallets by 0.31 percentage points (pp), while debit cards and cash would gain usage.
本报告由国际清算银行发布,发布于 2026 年。
覆盖 2026 年,全文共 33 页。
本报告为付费报告,可在资料宝站内下单后获取完整内容。
适合投资人等读者参考。
重点分析了银行、国际清算银行、支付创新的采用和福利效应、秘鲁数字钱包案例等议题。