支付创新的采用及其福利效应:以秘鲁数字钱包为例(英)
聚焦支付创新的采用及其福利效应:以秘鲁数字钱包为例(英)。code payments, and interoperability with point-of-sale (POS) terminals are key to their success. Our estimates suggest that a PEN 0.01 (USD 0.003) increase in payer fees would reduce the market share of the digital wallets by 0.31 percentage points (pp), while debit cards and cash would gain usage.