美联储-执行公平贷款:来自抵押贷款市场诉讼的证据(英)-2026
聚焦美联储-执行公平贷款:来自抵押贷款市场诉讼的证据(英)-2026。post-litigation. We further observe evidence of a spillover effect on the approval decisions of nonlitigated banks operating in the same city as a litigated bank. Altogether, the evidence suggests that the enforcement of fair lending laws is an effective tool to reduce racial discrimination in credit markets.